Haustec, Author at Haustec

If you hurry with the design of a private house, you are doing yourself a disservice – radio of Äripäev

Haustec — Wed, 22 Mar 2023 12:47:22 +0000

The biggest mistake made in the design of a private house is to rush the project, the specialists point out in the program “Construction of a private house”, which this time focuses on the design of the building.

Sven Allik and Rasmus Kuusemets, the founders of the design company Haustec, talk about what are the biggest mistakes when designing a private house and how you do yourself a disservice by rushing.

In addition, the show will talk about which houses are currently in fashion, what to consider when choosing a plot and why you shouldn’t underestimate utility rooms. The presenter is Hando Sinisalu.

Listen to the program here: radio of Äripäev

Source: Äripäev

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It pays to take your time when planning your new home

Haustec — Wed, 22 Mar 2023 12:27:33 +0000

Designing a home starts with the details. The basis of a high-quality and sustainable house is a well-thought-out project in cooperation with experts, which meets the needs and expectations of the whole family. The most common mistake when planning a new home is too much haste, say Sven Allik and Rasmus Kuusemets, founders of Haustec OÜ, a design company with long-term experience.

Haustec has been engaged in the design of private houses and also larger buildings since 2015. The company’s goal is to help customers in house design and in applying for construction and use permits, and to provide consultations on all topics related to building planning, design and construction. “We help our clients from their ideas to applying for a building permit. Every step is important in this work, and it is important to do everything thoughtfully, so that later you don’t have to regret the decisions made with rutu,” Allik and Kuusemets explain.

The design of all building parts is increasingly important

Rising prices of building materials and increasing labor costs have made house construction more expensive than 2-3 years ago. At the same time, the prices of energy carriers have also risen, which means that the heating and cooling of a large building has a greater impact on the owner’s wallet than before. Thus, more and more houses with an optimal area have started to be valued.

“The size of the new home depends, of course, on the size of the family and the comfort needs. We have designed houses for one person, for families with many children, as well as for families where several generations live together. The most common solution is 3 bedrooms, a kitchen-living room, a laundry room with a sauna, two toilets, a wardrobe and a technical room-storage room,” says Allik. “On average, we design private houses with a closed net area of 120-150 m2.”

Technical systems should always be designed as well, and not limited to an architectural project in order to obtain a building permit. If all parts of the building are at least designed at the stage of the main project, it gives a much clearer view of the construction quality and cost. In this case, the main design service should definitely be used, then all projects come from one institution. Haustec can offer its customers a complete solution, as the company has established solid cooperation partners over the years. At first it may seem like an excessive expense to design all the parts, but it actually saves the time and cost of construction.

What kind of house to build: one-story or multi-story?

In terms of storeys, the most requested buildings today are single-storey buildings. “There can be various reasons for this – it is believed that the construction of a one-story house will be cheaper. But for banks, a square meter has the same price, regardless of how many floors the building has,” explains Kuusemets. “Increasingly, we hear the reason for preferring a one-story house, that they are afraid of old age, when they can no longer walk up the stairs. The third reason is a more optimal use of space – a staircase that meets the prescribed standards must go to the second floor, which, unfortunately, takes up a lot of space from the first floor.”

Once the number of square meters and the number of floors have been determined, the question of the need for additional buildings usually arises. Would the family also like a garage, a shelter for the car or a basement instead? Kuusemets states that people’s wishes here are divided into several: there are those who absolutely want a garage to keep, for example, their hobby car or motorcycle. Others think that a garage would be fine, but life shows that in the future the space intended for the vehicle will instead become a storage place. However, in terms of basements, there are very few families today who want them.

Estonians are sauna people, and there is an interest in steam and steam saunas as well as indoor and outdoor pools. Allik admits that, due to the rise in energy prices, this interest has waned a little, but at the same time, many have discovered that the pool water could be heated by solar panels instead. In general, technology has reached more and more Estonian homes year after year, whether it is smart heating and ventilation solutions or Targa Kodu systems. “If you get very personal with building a house, it can be more difficult to sell it on the secondary market later,” says Allik. And he adds that at the same time the home must still be the face of the family and it would be wrong to give up all dreams.

When is the right time to contact a designer?

Allik and Kuusemets recommend involving the designer in the plans as soon as the idea to start building a house arises. “In this case, we can point customers in the right direction right from the start and give recommendations on what to pay attention to. Depending on the location, there may be restrictions on the pitch and material of the roof, as well as the materials and colors of the facades and the water and sewage systems. For example, if a homeowner has to provide a fire department water intake point for his house, where and what should it be? Our job is to advise the client and find reasonable solutions.”

In order to apply for a building permit, it is generally necessary to submit only a preliminary architectural project, where the construction information is not very detailed. Depending on the region, a water and sewage connection project is also required during the construction permit. Once the permit is in hand, a basic project must be drawn up, on the basis of which quotations can already be requested from construction companies. However, the basic construction document is a very comprehensive working project. “Although the houses may appear to be similar, the design and construction of each building is tailor-made, including the owner’s personal wishes and special conditions resulting from the building’s location and location,” emphasizes Kuusemets.

“Our recommendation is that when planning a home, feel free to contact the designer before buying the property. Discuss all wishes and ideas in detail and avoid excessive haste. A house is generally built once in a lifetime, and if you really want a good result, start with calm and proper planning!”

Source: Kinnisvarauudised

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Trend: the house project can be purchased in the e-shop

Haustec — Mon, 02 May 2022 10:34:34 +0000

For those who want to build a private house or a semi-detached house, finding a suitable project has been made extremely easy. Now, just a computer click away, there is a catalog full of beautiful and interesting solutions, from which even the most demanding private client or real estate developer will find a pleasant option. A large selection of solutions from the Polish architectural firm Archipelag Studio is now available on our market through Projektipank.com.

“More specifically, Projektipank.com is an e-shop where it is possible to buy standard projects prepared by the aforementioned architecture office. The list of documentation that accompanies the project is listed separately for each project and also in the general purchase conditions. Buying a project has been made very easy, all you have to do is select a suitable project and add it to the shopping cart, ”said Sven Allik, a representative of Archipelag Studio importer A. Northlandica OÜ.

Easy to buy

According to Allik, Projektipank.com is very suitable for those customers who know what kind of house they want. “By building a house for yourself according to an already existing project, it is possible to save a considerable amount of time at the expense of design and thus achieve the desired result faster. Our customers have also given positive feedback that when they look at different houses, it is very helpful that there is also a spatial plan for the building. It inspires people and gives them a lot of ideas for creating a new home. ”

Once the appropriate building has been selected, you can proceed to pay either immediately with a bank link or on the basis of an invoice that will be sent automatically by e-mail. It is also possible to pay for the projects in installments.

By building a house for yourself according to an already existing project, it is possible to save a considerable amount of time at the expense of the design and thus achieve the desired result faster.
Author: Projektipank.com

Project changes

Projektipank.com does not make any changes to the project or apply for a building permit. These services are provided by a good partner Haustec OÜ. “They have also been ordered to supplement the project if, for example, they want to have a separate sauna house or garage similar to a residential building,” Allik explained. However, there are also clients who have an architect and want to buy only a project and make further project changes with their own architect. “This was also one of the reasons why Projektipank.com was made an e-shop to offer customers different options,” he added.

Allik gave an example where the customer bought a project from the Project Bank and the customer wanted to use a certain material from an Estonian manufacturer when building the house. “Then I sent the purchased project to the manufacturer of the building material to ask about the cost and prices of the material. A few days later, we already had the price of the bulk of the material. It is very good to know this information before you start, and if necessary, you can immediately consider another material or the volume of the building. This already saves a lot of time and money. ”

The cost of changes to the project depends on how much you want to change the existing solution, such as the layout, length, width, etc. of the building. A more precise price can be said if the customer’s request is already known in more detail.

Coordination of documents

“The project for which a building permit is applied for must comply with the laws and regulations in force in Estonia and the requirements of the local government,” Allik explained. “Thus, applying for a building permit is additional work that must be taken into account when planning activities and deadlines. So far, all customers have contacted us before making a purchase and asked exactly what the final price is with the building permit, ”he explained the reasons for the price.

According to Allik, it is difficult to say how long it may take from the start of the project to start construction, because between these two stages there is still an application for a building permit from the local government. The period for applying for a building permit is very different. “If, for example, there is one detailed plan in which several buildings are being built, then the application for each subsequent building permit will be faster than the previous one, because then it is already known exactly what the local government (local government) requires,” Allik specified. “As an example, when building one detailed plan, Haustec OÜ has received a building permit less than two weeks after submitting the application to the local government, which is a very good result.” He adds that it is very reasonable and cheaper for real estate developers to build their detailed plans with one design company.

www.projektipank.com

Source: Kinnisvarauudised

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Is an unauthorized house suitable as collateral for a loan?

Haustec — Fri, 17 Dec 2021 11:06:19 +0000

Before using the building, a permit for use must be applied for in the cases provided for in the Building Code.

The use permit is in principle a confirmation of the local government that the construction of the building complied with the construction permit and the use permit determines the purpose of use of the building.

However, not all buildings and all construction activities require a permit. The rule that a permit for use must also be applied for when applying for a building permit no longer applies. A permit for use must be applied for only if it is expressly required by the Building Code and all these cases are described in Annex 2 to the Building Code.

For example, in the case of a residential building with an area of more than 60 m2 or a building required for its servicing, a permit for use is required if the building is erected or the existing building is extended by more than 33%.

In other cases – when renovating, expanding up to 33%, changing the purpose of use – a notice of use is required for such a building. If a part of the building has been replaced by an equivalent one, it is not necessary to apply for a notice of use or a permit for use.

The local government or, in cases prescribed by law, the technical supervision board may, in justified cases, decide whether a permit for use is still required for the use of a building not specified in Annex 2 to the Building Code.
In order to obtain a permit for use, the owner must submit an application for a permit for use to the local government in the prescribed form. In doing so, it is necessary to monitor what activities are planned in connection with the building, whether the erection, extension or reconstruction of the building or the change of use.

The application for a permit for use must be accompanied by the documents required by the Building Code. The construction project and documents reflecting the construction must be attached (construction documents, including construction drawings, construction diary, report on covered works, minutes of working meetings, etc.). Maintenance instructions, the energy label and the audit of the building should only be included if required by law. In addition, a state fee must be paid. There is no need to pay a state fee for the usage notice.

An unauthorized house can be sold, but banks may not accept it as a loan guarantee.

A permit for use is granted if the construction of the completed building complied with the building permit and the building can be used in accordance with the requirements and purpose of use.

According to the Building Act, a permit for use cannot be granted if the building has been completed without a building permit. How can this situation be resolved? If the construction project on which the construction is based complies with the requirements provided by legislation, the building has been constructed in accordance with the construction project and complies with all the requirements and does not unduly infringe the rights of persons, a legal basis must be provided.

The sale of a building without a permit for use is not restricted by law, but the granting of a loan as collateral for such an object may become an obstacle. Banks have made their practice more conservative in this respect and have recently begun to require a license.

The lack of a permit may be due to various circumstances. For example, there may be a situation where a building has been built without a building permit. It could also be that the request has simply not been made or that the matter has been stuck behind one document. However, it is also possible that a permit for use has been refused due to construction defects or non-compliance with the construction project. It is therefore advisable to always find out before purchasing why a permit is still missing, as this may indicate a significant defect in the building.

If a permit for use is required for a building, the law prescribes a fine of up to 300 fine units for the use of a building without a permit for use and up to 32,000 euros for a legal person. In the worst case, if the building is dangerous and has very significant defects or the building has been built without a building permit, the local government may issue a precept to demolish the building.

Source: Ehitusruudus

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Organization of building register data

Haustec — Thu, 16 Dec 2021 11:10:05 +0000

Pursuant to the Building Code and the Planning Act Implementation Act, the data in the building register concerning buildings must be organized. According to the law, there is time until 1 January 2020 to organize the data in the building register.

In the course of organizing the data, the buildings not yet entered in the building register will be entered there. Due to the above, we ask all residents to check the legal basis for the construction of buildings with a surface area of more than 20 m² on their real estate (building permit, existence permit) and whether the building exists in the building register or not (ehr.ee – by entering the real estate address in the search bar). If a problem occurs, please contact the Construction Supervision Service of the Construction Board for the necessary instructions.

The Construction Board will also start the inspection itself in order to enter the buildings in the building register. Up-to-date orthophotos are used as a basis for entry in the building register. From the orthophotos, the area under the building and the coordinates of the building are entered in the building register. The data obtained from the orthophotos are compared with the existing data from the building register and the need for further verification is identified.

Identification of buildings not entered in the building register built before the entry into force of the Building Code:

The inspection is based on the provisions of state supervision established in the Law Enforcement Act and the Building Code. The inspection shall, in particular, determine the legal basis for the construction of the building, the area under the building, the purpose of use of the building, the time of construction of the building, information related to previous reconstruction, extension or demolition of the building and other relevant circumstances. If the owner of the immovable does not provide sufficient evidence of the time of construction, it is presumed that the building was built after the entry into force of the Building Act. Technical structures constructed before 1 April 1999 shall be deemed to have been lawfully constructed, regardless of the absence or incompleteness of the relevant data in the building register. Inspection of buildings is based on the time of construction of the building.

Building constructed before the entry into force of the Building Act:

A building or use permit may be granted for a building constructed before 1 January 2003 or the construction or use of the building may be deemed to have been notified pursuant to the provisions of the Building Code. A building or use permit may be granted for the said building or the construction or use of the building may be deemed to have been notified in accordance with the provisions of Annex 1 or 2 to the Building Code.
If the above-mentioned building is not completed, a building permit or a construction notice shall be issued, if necessary. If a building is completed and construction work or work permits are not required, the building may be granted a permit for use or notified of use in accordance with Annex 2 to the Building Code. on the basis of a notice of submission of information to the building register provided for in subsection 60 (5) of the Building Code. The provisions of § 14 of the Law of Property Act Implementation Act shall be taken into account when assessing the legality of the construction of a building.
The building used during the validity of the Building Code must meet the requirements for the safety of the building. The safety of the building shall be assessed in accordance with the requirements in force at the time of construction of the building.
The safety design of a building is based on a construction project. In the absence of a construction project, an audit of the building shall be performed to assess the safety of the building. An audit of a building replaces a construction project in a permit or notification procedure. An audit of the building is ordered by the owner.

Building not entered in the building register built before the entry into force of the Building Code:

A building permit may be issued for a building constructed after 1 January 2003 and before the entry into force of the Building Code, or the construction or use of the building may be deemed to have been notified pursuant to the provisions of the Building Code. A building permit may be granted for construction or use, or construction or use of a building may be deemed to have been notified in accordance with the provisions of Annex 1 or 2 to the Building Code. If the building is not completed, a building permit or a construction notice will be issued, if necessary. If the said building is completed and no work is required to be carried out in accordance with the construction notice or the building permit, the building may be granted a permit for use or notified of use in accordance with Annex 2 to the Building Code.
A building used during the validity of the Building Code must comply with the requirements provided for in subsections 11 (2) and 12 of the Building Code. The safety design of a building is based on a construction project. In the absence of a construction project, an audit of the building shall be performed to assess the safety of the building. As a result of the audit of the building, it must be possible to enter the most important technical data of the building in the building register and, if necessary, to establish the compliance of the building with the detailed plan or design conditions. An audit of the building is ordered by the owner.

The building authority shall decide on the need for additional state supervision measures as a result of the audit of the building, taking into account in particular compliance with the requirements for the building, the possibility of significant or increased danger, time of construction If, as a result of the audit of a building, the need for reconstruction, demolition or other needs of the building becomes apparent, the construction supervision service of the Building Board shall issue a precept to bring the building into conformity.

Source: Viimsi Vallavalitsus

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Documentation related to the repair of the apartment!

Haustec — Wed, 15 Dec 2021 11:13:23 +0000

Real estate owners will definitely come into contact with the renovation of an apartment or residential building sooner or later during their conscious life.

It is usually a creative activity that improves the quality of one’s living environment.

Regardless of the reasons for the need for repairs (improvement of sanitary conditions, renewal of obsolete finishes, spring outburst of enthusiasm, etc.), repairs can be broadly classified into two categories: renovation and reconstruction.

By renovation, we usually mean changing the wallpaper, painting the wall or installing a new floor covering. No work is usually required to carry out such work.

Reconstruction is an activity in the course of which it is necessary to submit a construction / use notification or a data submission notification in order to perform the work to be performed.

Let’s make crystal clear with the following examples of life’s own different requirements!

Example 1: Open kitchen and more spacious bathroom

Viiekorruselises monteeritavast raudbetoonpaneelidest 1969. aastal ehitatud hoones soovis ühetoalise korteri omanik ühendada köögi elutoaga ja köögi koridori arvelt laiendada tuba. Kuna seda tüüpi hoonetel loetakse kandvateks osadeks kõik vaheseinad ning köögi avamiseks oli vaja vaheseina ava lõigata, siis oli enne tööde teostamist vajalik esitanud ehitusteatis koos asjakohase projektiga.

Selle juures tuleb silmas pidada, et projekt peab vastama ehitusprojektile esitatavatele nõuetele ning peab olema koostatud asjatundlikult. Lühidalt peab ehitusprojekt olema koostatud litsentseeritud arhitekti/inseneri poolt.

Lisaks peab meeles pidama, et ehitustööde juures tuleb kinni pidada Asja tunde printsiibist. Asja tunnee põhimõtte kohaselt peab isik täitma hoolsuskohustust, et tagada oma tegevuse ohutus, nõuete arvestamine ja tulemuse saavutamine. Asja tunde eelduseks on tegevuse eripärale vastavad teadmised ja oskused. Lühidalt kokku võttes peab töid teostama oma ala professionaal.

Lisaks äsja mainitud printsiibile, tuleb oma tegevust dokumenteerida. Ehitamise dokumenteerib ehitav isik. Ehitamist kajastavad dokumendid (ehitusdokumendid) peavad võimaldama saada ehitise kasutamiseks ning selle kontrollimiseks asjakohast ehitisest ja ehitusest, sealhulgas kasutatud ehitustoodetest ja -materjalidest.

Ehitusdokumentidest peab olema võimalik tuvastada ehitamise eest vastutanud isik.
Pärast lõpetamist on vajalikke esitamisasutusi koos eeltöödepool mainitud dokumentatsiooniga, küsib Kohaliku Omavalitsuse vastav spetsialist lisadokumente või kannab teatise registrisse ning asja lõpetatud korrektselt.

Example 2: Planning change

Example 3: Sauna with electric heater

The owner of a two-room apartment in a similar building wanted to change the layout and location of the kitchen by adding non-load-bearing walls. As the load-bearing / stiffening structures and the technical systems of the building were not changed, it was necessary to submit an appropriate sketch. The sketch can be sketched by hand or by a computer program and usually consists of a plan of the apartment with all changes and explanations. The data of the apartment in the register was corrected.

As no load-bearing / stiffening structure of the building was altered during this activity, a Notice of Submission of Data to the Local Government, accompanied by an appropriate sketch and explanations, was sufficient. On the basis of this notification, the data of the apartment were supplemented in the register and the matter was resolved correctly.

In short, before starting construction work, it would be reasonable to consult a local government specialist or a person who deals with it on a daily basis in order to specify which documents are necessary for the performance of the respective work. You can also write to us, we will usually reply to you within a few hours. You can do it quickly and easily here.

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When can construction work be carried out without a project and in which case must it be legalized?

Haustec — Tue, 14 Dec 2021 11:25:47 +0000

Today, there are no longer many apartments located in houses built 30 or more years ago, where the plan has not been changed. Whether the previous owners have made changes or the new owner wants to make changes.

Whether construction work can be carried out without a project or needs to be legalized depends on the work planned. For the purposes of the Building Code, all work is based on a project; Annex 1 to the Building Code specifies in which case it is necessary to submit it to the local government in order to apply for a building permit or submit a building notice.

In case of reconstruction of a residential building, if the load-bearing and stiffening structures of the building are changed or replaced, the external appearance of the building is changed, technical systems (incl. Air heat pumps, fireplaces, etc.) are changed and submitted to the local government together with the construction notice.

If the fireplace and / or air source heat pump are now installed as additional heating sources in addition to the main heating, documentation is required to prove that the heating stove is safe and usable. Project, consent of the cooperative and entry in the building register as a type of heating. Once the necessary approvals and documents have been lost, the licensed potter will inspect the fireplace and assess its safety during the notification process.

When installing an air source heat pump, the consent of the cooperative is also required, ie the consent of all co-owners, the project and the consent of the local government, which makes a corresponding entry in the register.

Can non-load-bearing partitions always be removed?

All parts of the building, both external and internal walls and equipment for common use (eg central heating system) that are necessary for the maintenance or safety of the building, are co-owned by the apartment owners, whether or not they are located in the real estate. Thus, in order to make changes to the walls within the limits of the real part of the apartment ownership, the consent of all co-owners is required in the case of a significant change in the matter.

For each construction work, it is necessary to assess whether there is a significant change or not.

There is no single answer to this without assessing the facts. According to the Building Code, the removal or addition of a non-load-bearing wall is not a construction work that would require a permit within the meaning of the Building Code, but still requires the co-owners (cooperative) to be notified of the planned work. The older the house, the more it has sunk and, for example, the owner of the upper apartment has a large Soviet-era sectional cabinet full of crystals, services and encyclopedias on a removable partition downstairs. If the owner of the lower apartment now unknowingly removes the partition in his apartment, the whole house could be badly damaged.

There have often been changes in the plan where it is desired to make a bathroom with a window instead of the current kitchen or bedroom. Here, too, it is necessary to discuss with the designer or another competent person that the changes made will not infringe the rights or interests of other co-owners. For example, a neighbor under a planned bathroom has a bedroom on the site.

In order to increase the living space of an apartment at the expense of Łódź, the decision of the general meeting, the project and the permission of the local government, which makes an entry in the building register, are also required. In order to change an entry in the land register, it is necessary to go to a notary and this requires the presence of all the residents of the apartment building, which often fails and therefore the data in the building register and the entries in the land register do not match.

The local government requires the consent of the co-owners for changes to the plans that change the share in the joint ownership (although this may vary from region to region, but this is always required in the city of Pärnu). The decision of the general meeting may be replaced by the separate consents of the co-owners. In small houses, the consent of the immediate neighbor whose interests could be damaged or affected by the changes.

Under current law, all construction work must be carried out, managed or inspected by a competent person and is responsible for it. A person is competent if he or she has a qualification appropriate to the specifics of the job. A person may not provide misleading information about his or her qualifications or perform work for which he or she does not have a qualification (§ 23 of the EA).

Therefore, a competent person should be involved for all construction work, who should be contacted in case of later problems. If you invite a neighbor, it is worth considering whether he is still so competent and responsible after the low-quality work.

If such property is for sale, where the layout and heating systems have already been changed, the buyer may find that the missing permits and approvals need to be repaired by the current owner and may take time, but may not be legalized at all. If you are interested in such property, we recommend that you immediately research and check www.ehr.ee to see if the work has been legalized and the corresponding entries have been made in the Building Register.

Some leading major banks have changed their lending policies due to changes in heating types and plans in apartment properties. Namely, there have been situations when the bank does not want apartment ownership as collateral, where the construction work has not been legalized, even if the work has been carried out for years.

This is not malicious by the banks, but rather that the construction work that requires a permit is legalized. In the end, the victim is still the owner, ie the consumer’s desire to sell later, etc.

Source: Delfi

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Why do I need a building permit and what happens if the owner doesn’t apply for it?

Haustec — Tue, 14 Dec 2021 11:23:32 +0000

Making a new home and moving in it understandably creates excitement and enthusiasm, it’s a bit like the beginning of a new life. While much of Europe involves a lot of time, effort and often considerable expense in the construction of a new house, in Estonia it is relatively easy to do business.

A permit for the use of a new dwelling must be obtained from the local government. The term license can sound like unnecessary paper smearing, which takes time and money. Read more about why a license is necessary and mandatory in practice.

Pursuant to the Building Code and the Planning Act Implementation Act, the data in the building register will be organized by 1 January 2020. By that date, all buildings subject to a permit (all buildings with a floor area of more than 20 m2) should be entered in the building register.

Why do I need a license?

A permit for use is mandatory according to the Building Act, in the absence of which a precept is issued and a reasonable time is given to obtain it. The Building Act obliges the owner to apply for a permit for use upon completion of the building.

The local government already has the right to apply a penalty payment arising from law, for example, if the inspection of the building register data reveals that the building is in use without a permit for use. The maximum penalty payment is 6,400 euros for a natural person and 64,000 euros for a legal person.

The permit confirms that the building has been constructed in accordance with the project, that its heating stoves, gas appliances and electrical system comply with the requirements of the law and are therefore safe for residents and the environment.

What happens if the owner does not apply for a permit?

Lack of authorization proves to be a problem in various situations.

Let’s take out insurance first – in most cases, the owner still wants to insure the new house. The insurance, of course, asks for a permit to use it, because in the eyes of the insurer it is a dwelling under construction and the sum insured is completely lower than in a completed dwelling.

It can always happen that you want to take a loan for a house – even banks ask for a permit and insurance immediately.

What is involved in buying a house without a permit?

It’s like “buying a piglet in a bag”. For example, in a recent residence, the new owners of which had come from an apartment building in the city, there was a suspicious smell of stink in the fireplace and in the room, which seemed to the former townspeople to smell like a romantic fireplace. A quick glance showed that there was very little missing in the house bought from the fire! The fireplace and chimney were built in complete disregard of all fire safety requirements. Fortunately, the new owner had realized in time that the documents of the bought house could be in order, so the inspectors could draw attention to the danger.

When buying a house without a permit for use, expertise in fire safety, gas and electricity systems is highly recommended even if there are no plans to insure the house or take a loan. Due to the risks related to the lack of a permit for use, the prices of these houses are also lower, which is also useful for real estate sellers to know.

It is especially difficult to sell a house without a permit to foreigners, for whom the existence of permits seems even more basic.

How should those who own unauthorized houses behave?

These owners should contact the rural municipality government and apply for a permit. The rural municipality government will send an inspector who will provide information on the necessary documents. Assuming that the house has been built according to the project and that the heating stoves, gas and electrical systems also meet safety requirements, obtaining a permit for use is quick and painless.

If the Rescue Board or the supervisory inspector has doubts about safety, a corresponding expert examination or assessment of a specialist in the field shall be ordered. If safety deficiencies are identified by an expert examination, they must be rectified before authorization can be granted.

It is by no means a pointless bureaucratic hassle, but to ensure the safety of the owner himself and his relatives.

Source: Postimees.ee

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